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Southern California Fire Claim Advocate

Discreet, expert guidance for complex fire insurance claims.

Private claim advocacy, delivered with care, clarity, and experience

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Experience That Matters

Client-First Advocacy

Discreet, High-Touch Service

Led by 31+ Years of Proven Experience

Sheldon Chaplin - Public Adjuster

Sheldon Chaplin is a veteran public insurance adjuster with over 31 years of experience helping California homeowners navigate the emotional and financial challenges of catastrophic property loss. With a career built on trust, advocacy, and results, Sheldon has handled some of the most complex fire-related insurance claims in Southern California—often involving high-value properties in fire-prone regions like Malibu, Pacific Palisades, Altadena, and Pasadena.

Specialized Fire Claim Services

Fire & Smoke Damage Claims

Wildfires leave more than physical damage—they create complex insurance claims. We document every detail, from structural loss to smoke infiltration, ensuring your policy covers everything you’re entitled to. We advocate on your behalf to secure a full and fair settlement without added stress.

Private Debris Removal Strategy

Missed FEMA’s deadline? You’re not alone. We help homeowners navigate the costly and urgent process of private debris removal, coordinating with contractors and ensuring these expenses are fully integrated into your claim—even when your policy doesn’t make that obvious.

Rebuilding & Code Upgrade Advocacy

When rebuilding after a fire, modern code upgrades are often required—but not always accounted for in your original policy. We ensure your claim reflects current compliance needs, zoning changes, and construction realities—so your rebuild is legal, safe, and fully covered.

Additional Living Expenses (ALE)

We help you recover every eligible dollar for temporary housing, meals, transportation, and even pet accommodations while your home is being repaired or rebuilt. ALE support is often underutilized, and we make sure none of your entitled benefits are left on the table.

Denied & Underpaid Claim Recovery

If your claim was denied or underpaid, don’t give up. We analyze your policy, inspect the damage, and challenge the insurance company’s position with proper documentation and negotiation—maximizing your recovery without the need for immediate legal action.

Litigation Support & Legal Referrals

When the claim exceeds the boundaries of policy coverage, we collaborate with trusted legal partners to pursue litigation strategies against third parties—like utility companies. From pre-lawsuit evaluation to expert referrals, we protect your interests from every angle.

Your Trusted Insurance Adjuster

Why Work With Chaplin Public Adjusting?

Insurance Adjuster - Sheldon Chaplin - Public Adjuster

Built for Complex Claims. Focused on You.

31+ Years Experience in Public Adjusting

Compassionate, Discreet Client Approach

No Upfront Fees – Paid Only When You Are

Partnerships with Legal & Construction Experts

Local Expertise

Our Services

Focused on Fire-Affected Areas in Southern California

Wildfires don’t stop at property lines—and neither do we. Chaplin Public Adjusting proudly serves homeowners across fire-prone areas like Malibu, Pacific Palisades, Altadena, Pasadena, Glendale, and Burbank. If your property has been damaged or your claim feels overwhelming, we’re here to help. Whether you’re just starting the process or need help mid-claim, we bring clarity, calm, and expert advocacy. Schedule your private consultation today and let’s begin your path to recovery.

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Frequently Asked Questions

Thoughtfully prepared answers to help you feel informed, supported, and in control during a difficult time.

What does a public adjuster do?

A public adjuster represents you, the policyholder—not the insurance company. We manage your claim, document losses, negotiate with insurers, and help you recover the maximum benefits allowed under your policy.

When should I hire a public adjuster?

Ideally, as soon as you experience damage. We ensure nothing is overlooked and handle the claim from day one. But we can also step in mid-claim or after a denial to help you regain control and recover what you’re owed.

Do you only handle fire-related claims?

While we specialize in large-loss fire claims, we also support clients with smoke damage, water intrusion, storm-related loss, and denied or underpaid claims—especially in high-value residential properties.

What areas do you serve?

We serve clients in Malibu, Pacific Palisades, Altadena, Pasadena, Glendale, Burbank, and surrounding regions across Southern California—especially fire-prone or recently impacted neighborhoods.

What does it cost to work with you?

There are no upfront fees. Chaplin Public Adjusting works on a contingency basis, meaning we only get paid when you do. Our fee is a small percentage of the final settlement.

Can you help if my claim was already denied?

Yes. Denials and lowball offers are often based on misinterpretation or missing documentation. We can reassess the damage, file a supplemental claim, and help you fight for a fair outcome.

Do you coordinate with contractors or attorneys?

Absolutely. We have trusted relationships with builders, debris removal experts, and legal professionals. We act as your central point of contact to streamline the entire recovery and rebuilding process.

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Sheldon Chaplin, Public Adjuster - Rubin Adjusting

Your privacy is respected.

Southern California public adjuster specializing in fire damage claims, debris removal, and denied insurance recovery. Serving Malibu, Altadena, Pasadena, and surrounding areas